As we continue in the 2nd month of 2018, I’ve been thinking about the best ways to save money. When I created my vision board, I included a picture about saving more money this year, and so far I’ve been doing a good job. The only thing that I’ve noticed is that I haven’t actually set out a plan for saving. I’ve just been more cautious with my spending. I was able to come up with a few easy ways to help me save this year, and I want to share my suggestions with all of you.
-7 Easy Ways to Reach Your Savings Goals-
Skip your normal Morning coffee or drive thru breakfast
(Based on a five-day work week)-By brewing your own coffee at home or making your breakfast at home, you could save about $15 per week and about $700 yearly.
2. Cook More Meals at Home
Nowadays restaurant prices have increased and most restaurants will cost you $15 and up per person. If you are able to skip dinner out once a week, you could put $780 or more back into your bank account.
3. Pack Your Own Lunch
Although the television ads make fast food look delicious, you can save more money by packing your own lunch. Your meals will be healthier also. (Based on a five-day work week)-By packing your own lunch, you could save about $35 per week and about $1680 yearly. Wow!!! not that’s amazing.
4. Wash Your Own Car
It always seems more convenient to sit in your car and go through a car wash, but even going to the car wash once a month could cost anywhere from $10 to $25 per wash. By washing your own car, you could save about $150 per year and you get a little bit of exercise too.
5. Share Babysitting Duties with Close Trustworthy Friends
I think most mothers know that the average babysitter rate is about $10 an hour. We also know that date nights with our husbands/spouse is important too, but even just a few hours out on a date could cost about $30 per month. So I recommend talking with some of your close friends that also have children, and make a plan to take on babysitter duties for one another, when you need to get some much needed quality time out. This could save you about $500 a year.
6. Sign up with Money Saving Apps
I was recently introduced to some money saving apps by @melanintaught and I already foresee the many benefits. The new app that I signed up with is called DOSH. If you haven’t already signed up with this app, I highly recommend it. This app actually pays you to book hotels, shop & eat. Once you download the app using my unique link and add your debit/credit card, they’ll give you $5. How awesome is that? Visit the site to download the app at (click here) (message me if you have any specific questions and I’ll be happy to answer your questions)
7. Do Home Exercises or Run at a Nearby Park Instead of Buying a Gym Membership
Statistics show that 54 million people in the U.S. pay a monthly fee for a gym membership but more than 1/2 of those people never use their membership. By doing at home workouts or exercising/running at a local park, you could save about $520 yearly.
—–By following these simple suggestions, you can save roughly $4310 this year. Now who doesn’t want to put over $4000 back in their bank account? I know that I’m dedicated to following these suggestions and I will share my updates with all of you in the next few months—-
Leave a comments and share your thoughts and your money saving tips.
Until Next Time! XOXO
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(Disclaimer: I am in no way a financial advisor. I am just here to give my thoughts and suggestions on saving money. There is no guarantee that these 7 steps will work for everyone.)